Loan Rates
BASE LOAN RATES
Personal Loans 12.00% - 18.00%
Line-of-Credit, Debt Consolidation, Overdraft
Protection
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Visa Credit Cards
Classic 12.00% - 18.00%
Platinum 9.50% (Minimum $5,000 Limit)
Value Added Programs.....Travel or Prizes.
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New Auto & Other 5.75% - 16.00%
Titled Cars, Trucks, Vans, RV's & Moble
Homes.
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Used Auto & Other 6.5%
- 17.50%
Titled Cars, Trucks, Vans, Classic Cars,
RV's & Moble Homes.
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Miscellaneous (Titled & Untitled) 8.25% -
18.50%
Motorcycles, Off-Road Vehicles, Boats,
Watercraft,
Computers, Hot Tubs, Lawn Mowers, etc.
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Real Estate
Home Equity Line-of-Credit 8% (Until
August 1, 2008)
First Mortgages - 15 and 30 year...call for
current rates. A mortgage processor is used and
loans could be sold on the secondary
market.
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Deposit Secured Loans
Using open
savings.....4.25%
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All loans are granted and
interest rates are set on the basis of the
individual loan applicants qualifications, credit
standing and ability to reply. The base rate may be
adjusted depending on the specific loan types, term
and down payment. Please talk with a loan officer
for more information. Base loan rates are
periodically reviewed by the board of
directors.
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