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NEWRIZONS Federal Credit
Union and its partners require that all visitors to
our site review, abide by, and agree to ALL of the
terms, polices, and conditions that are outlined in
our USER AGREEMENT, PRIVACY POLICY, and HOME
BANKING SERVICE AGREEMENT. By accessing this site
and or logging into our Home Banking service you
are acknowledging your acceptance of this agreement
and YOU AGREE TO BE BOUND BY THE TERMS AND
CONDITIONS outlined herein.
"We" and "Our"
refers to NEWRIZONS Federal Credit Union NEWRIZONS
Federal Credit Union's partners, and all employees
employed therein. "Visitor", "User", and "You"
refer to anyone who accesses, views, and or
downloads information to and or from our
website.
1. All accounts are
regulated by the "Truth in Savings" disclosure that
you received when you opened your
account.
2. Passwords are provided
for your protection. This password should be kept
confidential. Users are encouraged to change their
passwords on a regular basis to ensure the security
of their accounts. If you believe your password has
been lost, stolen, or otherwise compromised in
anyway you are required to notify us immediately to
minimize liability for unauthorized use of your
account.
3. Home Banking is
provided as a service to our members. The accuracy
and the timeliness of our information is our number
one priority. However, <Credit Union Name>
and it partners provide NO guarantee or warranty
whether written or implied regarding the accuracy
of the information obtained from our
site.
4. Home Banking services
are provided with no monthly fee
5. We are not responsible
for any usage fees, service charges, or any other
fees that are charged by your Internet Service
Provider(s).
6. Users are granted
strict and explicit access to their own personal
information. Each user will be allowed
to:
- View account balances
and transaction history.
- Make transfers to
accounts within the credit union. Transfers may
also be performed to other members within the
credit union.
- Change their
password.
- Search for cleared
checks.
- If available, view
cleared checks online.
- Access any additional
services that users are granted explicit
privileges to.
7. All transactions and
fees that take place on the site will show up on
your monthly statement.
8. In the event that there
is a dispute regarding transactions that have taken
place through Home Banking, the Credit Union should
be contacted immediately at 360.533.4760. Written
communication can also be made to the address
listed below. All disputes must be brought to our
attention within 60 days of the statement mailing.
All claims will be investigated by the credit union
and the user will be notified within 60 business
days of our receiving the complaint. Compensation
will ONLY be provided for the amount of the
transaction or in other words to Debit or Credit
the Account for the amount in question.
9. NEWRIZONS Federal
Credit Union and its partners provide the Home
Banking service for information only. Our Home
Banking services are NOT done in real-time. Most
transactions will be posted the following business
day, but could take longer due to unforeseen
circumstances. Credit Unions business days are
Monday through Friday. We are closed on Federal,
State, and Local holidays so they are not counted
as business days.
10. Responsibility for
intentional or unintentional inaccuracy resides
with the customer. If for any reason you believe
your account is inaccurate you are responsible to
notify the Credit Union as soon as possible so that
adjustments may be made.
11. Personal and financial
privacy is one of our highest priorities. We make
every effort to ensure your data's security.
VeriSign's security seal is on our website showing
that we use SSL 128 bit encryption meeting all
Federal, State, and local laws regarding data
transmission. All transactions are logged and
recorded to prevent abuse of the Home Banking
service. In the event of misuse or abuse of our
services your information may be provided to the
proper authorities.
12. Information gathered
and held on our site is for NEWRIZONS Federal
Credit Union strict business use and is available
to Credit Union employees on a need to know basis.
Your information will not be sold to, traded with,
or given to any third party unless the law requires
us to.
13. The Laws of the State
of Wa. apply to all Terms, Conditions, and Policies
found herein. In the event that any portion of this
Agreement is found to be invalid, or unenforceable
the laws of the State of Wa. will supersede the
term in question and the law that most closely
expresses this agreements purpose and intent will
be applied.
14. Your Credit Union may
be contacted at:
NEWRIZONS Federal Credit Union
120 Firman Avenue, Hoquiam, WA 98550
360.533.4760
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