ASSET/LIABILITIES

2008

2009

2010

INVESTMENTS/CASH

$996,451

$914,649

$543,275

TOTAL LOANS

$5,604,083

$6,380,117

$5,796,095

ALLOWANCE FOR LOAN LOSS

($20,000)

($48,482)

$(53,985)

LAND, BUILDING & OT FIXED ASSETS

$153,826

$151,436

$132,103

NCUA SHARE INS DEPOSIT

$54,431

$56,280

$69,326

TOTAL ASSETS

$6,822,369

$7,453,706

$6,835,541

TOTAL DEPOSITS

$6,162,215

$6,932,793

$6,145,950

OTHER LIABILITIES

$23,887

$43,129

$28,271

UNDIVIDED EARNINGS

$479,245

$320,763

$472,312

REGULAR RESERVES

$157,022

$157,022

$164,008

TOTAL LIABILITIES & RESERVES

$6,822,369

$7,453,706

$6,835,541

INCOME/EXPENSE

2008

2009

2010

LOAN INCOME

$380,639

$458,371

$473,220

INVESTMENT INCOME

$46,665

$14,176

$5,183

FEE & OTHER INCOME

$78,373

$73,913

$18,409

TOTAL GROSS INCOME

$505,677

$546,460

$459,994

TOTAL OPERATING EXPENSES

$374,839

$418,108

$460,127

DIVIDENDS/INTEREST

$141,640

$112,976

$104,992

 INT. ON BORROWED MONEY

$402

$64

$133

PROVISION FOR LOAN LOSS

$19,031

$67,800

$46,746

NCUSIF STABLIZTN & CORP RT/DWN

$0

$98,943

$17,283

NET INCOME (LOSS)

($30,235)

($151,491)

$33,536